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    Lake State Mortgage

    Client Reviews & Testimonials

    Don't just take our word for it. Read verified reviews from homebuyers and homeowners who trusted the Lake State Mortgage Team with their home loans.

    Reviews From Our Amazing Clients

    Zillow ReviewVerified Client

    "Kevin Wildman of Lake State Mortgage and his assistant, Christina, are like a godsend!!!"

    Kevin Wildman of Lake State Mortgage and his assistant, Christina, are like a godsend!!! From the very first day I spoke to Kevin and all the way through the process, he was very kind, humble, patient, professional, attentive... Shall I go on? They were with us every step of the way!

    Loan: Purchase - 30 Year Fixed

    Robert Shipley

    Zeeland, MI

    Zillow ReviewVerified Client

    "Very Customer Focused"

    Kevin and his team were prompt, friendly, and very available, even off hours. His team members were extremely helpful, and helped us complete all documentation easily and quickly. They also answered questions outside their area to help us with closing.

    Loan: Purchase - Conventional Loan

    Aaron R.

    Spring Lake, MI

    Zillow ReviewVerified Client

    "Amazing Service"

    Lake State Mortgage provided excellent service. Every member of the staff was courteous, thorough, and quick to assist us with every question or issue. They even helped us find an agent to provide a great home insurance premium. We closed with a VA loan in four weeks!

    Loan: Purchase - VA Loan

    April Norcross

    Grand Rapids, MI

    Zillow ReviewVerified Client

    "Investment Home - Refi (AWESOME LENDER!)"

    We found Kevin and learned about our various options with refinancing the home in order to re-invest in another property. Kevin was incredibly helpful, resourceful and guided us through every step of the process. We are definitely using him for all our mortgage needs in the future!

    Loan: Refinance - Conventional Loan

    Jo Gamrot

    Muskegon, MI

    Zillow ReviewVerified Client

    "Purchase on a new home - Record time closing!"

    Kevin and his team are amazing! They were efficient, and were able to close my mortgage for me in record time. I was with a different lender at first that gave misleading information and expectations that were never met. So I switched my mortgage to Kevin's office and it was smooth sailing!

    Loan: Purchase - USDA Loan

    L. Decker

    Indian River, MI

    Google ReviewVerified Client

    "Seamless MSHDA Down Payment Assistance"

    Lake State Mortgage helped us secure $10,000 in MSHDA down payment assistance as first-time buyers in Grand Rapids! Kevin Wildman and his team walked us through every requirement without making it feel overwhelming.

    Loan: Purchase - MSHDA DPA

    Michael & Sarah K.

    Grand Rapids, MI

    Google ReviewVerified Client

    "DSCR Loan for Investment Property"

    As a real estate investor, finding a lender who understands cash-flow underwriting on DSCR loans is rare. Lake State closed our rental property loan smoothly using rent roll cash flow without needing personal tax returns.

    Loan: Investment - DSCR Loan

    David B.

    Holland, MI

    Google ReviewVerified Client

    "24/7 AI Pre-Qual Hotline was a game changer!"

    We tested out their 24/7 hotline late on a Sunday evening while looking at open houses. Kevin got notified and followed up first thing Monday morning with a full pre-approval letter for our offer!

    Loan: Purchase - FHA Loan

    Jessica T.

    Kalamazoo, MI

    Google ReviewVerified Client

    "Bank statement loan made self-employment easy"

    As a self-employed contractor, traditional lenders kept turning me down over tax return complexities. Lake State used my bank statements instead and I closed in under 30 days. Truly a different experience.

    Loan: Purchase - Bank Statement Loan

    Tyler J.

    Rockford, MI

    Google ReviewVerified Client

    "First-time buyers, zero stress"

    We were nervous first-time buyers with a million questions. The team answered every single one patiently and made sure we understood each step. We felt completely supported from pre-approval to closing.

    Loan: Purchase - Conventional Loan

    Megan & Doug P.

    Grandville, MI

    Zillow ReviewVerified Client

    "Refinance saved us $400 a month"

    Lake State reached out about dropping our rate and it ended up saving us over $400 a month. The whole refinance was handled remotely and closed faster than I expected. Highly recommend.

    Loan: Refinance - Conventional Loan

    Chris L.

    Hudsonville, MI

    Google ReviewVerified Client

    "VA loan closed in 3 weeks"

    My husband is a veteran and we were nervous about the VA loan process. The team knew the VA guidelines inside and out and we closed in just three weeks with zero down. Incredible service.

    Loan: Purchase - VA Loan

    Brittany S.

    Wyoming, MI

    Experience ReviewVerified Client

    "DSCR loan for my third rental property"

    I've now closed three investment properties with Lake State using DSCR loans. They understand investor needs and never make me jump through W-2 hoops. My go-to lender for building my portfolio.

    Loan: Investment - DSCR Loan

    Marcus W.

    Grand Rapids, MI

    Google ReviewVerified Client

    "MSHDA assistance was a lifesaver"

    We didn't think we could afford a home with limited savings for a down payment. Lake State guided us through the MSHDA program and we got $10,000 in assistance. We are now proud homeowners!

    Loan: Purchase - MSHDA DPA

    The Anderson Family

    Caledonia, MI

    Zillow ReviewVerified Client

    "Honest, transparent, and fast"

    What stood out most was the honesty. No hidden fees, no surprises at closing, just clear communication the entire way. They even beat the rate my previous lender quoted me. Couldn't be happier.

    Loan: Purchase - Conventional Loan

    Nate R.

    Jenison, MI

    Lake State Mortgage

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    (616) 805-5807

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    Visit Our Grand Rapids Office

    Stop by our office on Northland Dr NE in Grand Rapids, Michigan — or reach out anytime by phone, email, or our 24/7 AI pre-qual hotline.

    Lake State Mortgage

    Office Address

    5500 Northland Dr NE Ste J
    Grand Rapids, MI 49525

    Office Phone

    (616) 805-5807

    Company NMLS # 130562 | Branch Manager Kevin Wildman NMLS # 168184