Terms of Use

Last updated: 11/2/2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement.

2. Mortgage Broker Services

Lake State Mortgage is a licensed mortgage company (Company NMLS # 130562). We act as an intermediary between you and potential wholesale lenders. Any loan terms, interest rates, or products described on this website are subject to change and are provided by third-party lenders.

Submission of information through this website does not constitute a formal loan application or a guarantee of pre-approval, approval, or specific loan terms. All loan approvals are subject to the underwriting guidelines of the respective lender.

3. TCPA Consent & Communications

By providing your telephone number and submitting any form on this website, you are providing express written consent to be contacted by Lake State Mortgage via phone calls, SMS text messages, and emails, even if your number is on a corporate, state, or national Do Not Call Registry.

You agree that these communications may include telemarketing messages and may be generated using automated technology. Consent is not a condition of purchase. To opt-out of text messaging, reply "STOP" to any message. Standard message and data rates may apply.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when using our services. Lake State Mortgage is not responsible for any issues arising from inaccurate information provided by the user.

5. Disclaimer & Limitation of Liability

The materials on this website are provided on an 'as is' basis. Lake State Mortgage makes no warranties, expressed or implied. In no event shall Lake State Mortgage be liable for any damages arising out of the use or inability to use the materials on this website.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Michigan and you irrevocably submit to the exclusive jurisdiction of the courts in that State.

7. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Lake State Mortgage
5500 Northland Dr NE Ste J
Grand Rapids, MI 49525
Email: kevin@lakestatemortgage.com
Phone: (616) 805-5807